1. Reporting stricture
Direct
2. Reporting to
Chief executive officer(CEO)
3. Brief Description of Position
Organize and manage overall organisational risk, including credit, market and economy risk. Require to work very closely with sale and operation department to mitigate risks, if possible. Need to be part of all credit approvals. Expected to anticipate and highlight risks associated to existing clients and economic sectors. Responsible for compliance of credit policy requirements and identify if any modification required in policy keeping the condition of markets and business.
4. Main function and Responsibility
planning, designing and implementing an overall risk management process for the organisation as per approved Risk Management policy and framework;
risk assessment, which involves analyzing risks as well as identifying, describing and estimating the risks affecting the existing and future investments;
risk evaluation, which involves comparing estimated risks with criteria established by the organisation, and evaluating the current market risk appetite and adjust the organizational risk criteria;
risk reporting in an appropriate way for different audiences;
making and keeping update business continuity plans;
give assurance of compliance of all internal related policies and procedure for each investment;
subsequent client review to monitor any risk indicator;
active involvement in credit proposals with respect to identify any market, business, operational, industry and client risk. Assist sale team to mitigate the risk if possible;
providing support, education and training to staff to build risk awareness within the organisation.
Any other function assigned by CEO.
5. Job requirements
Good management skill, good understandings of risk framework, knowledge of banking and credit, good communication skill, ability to handle multiple tasks.
A certification in Risk management will be preferable
6. Information access level
All lease finance related documents, and other information with the permission of CEO.